About CreditBoostTips
Our Mission
Help people build credit without getting ripped off by predatory products or expensive "credit repair" scams.
Why We Built This
The credit advice industry is broken. Most websites exist to sell you expensive credit repair services ($100+/month) or push predatory credit cards with outrageous fees. They make money when you fail.
We built CreditBoostTips because we believe:
- 1 Free methods should come first. Most effective credit-building strategies cost nothing. Experian Boost, authorized user status, DIY disputes — these are free and often more effective than paid services.
- 2 Transparency matters. We disclose our affiliate relationships and only recommend products we'd use ourselves. No hidden agendas.
- 3 Education beats exploitation. Understanding how credit works empowers you to make better decisions. We explain the "why" behind every strategy.
- 4 Predatory products hurt people. We refuse to recommend high-fee subprime cards, payday lenders, or $100/month credit repair services — even though they pay high commissions.
What We Do
📚 Educational Guides
In-depth explanations of how credit scores work, strategies for improvement, and step-by-step guides for specific situations.
🛠️ Free Tools
Interactive calculators, dispute letter generators, and simulators — all running in your browser with no data collection.
✅ Ethical Product Reviews
Honest reviews of credit-building products. We highlight both pros and cons, and we never recommend predatory products.
⚠️ Scam Warnings
Exposing credit repair scams, predatory lenders, and deceptive practices. Helping you avoid traps designed to exploit people with bad credit.
What We Don't Do
- ✕ We don't offer credit repair services. We're not a credit repair organization. We provide education so you can improve your own credit.
- ✕ We don't provide financial advice. Our content is educational. For advice specific to your situation, consult a qualified professional.
- ✕ We don't guarantee results. Credit improvement depends on your individual situation and efforts. Anyone promising guaranteed results is lying.
How We Make Money
We earn commissions through affiliate partnerships when you sign up for products we recommend. This doesn't cost you anything extra — the companies pay us for the referral.
Importantly: our affiliate relationships don't influence our recommendations. We feature free methods prominently and refuse to recommend predatory products regardless of commission potential.
For full details, see our Affiliate Disclosure.
Our Editorial Process
All content on CreditBoostTips is:
- Researched using official sources (CFPB, FTC, FICO, credit bureau documentation)
- Reviewed for accuracy before publication
- Updated regularly to reflect changes in credit laws and product terms
- Written to be understandable, not to impress with jargon
Contact Us
Questions, feedback, or suggestions? We'd love to hear from you.