Terms of Use

1. Acceptance of Terms

By accessing and using CreditBoostTips.com ("the Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

2. Educational Purpose Only

All content on this Site is provided for general educational and informational purposes only. The information is not intended to be and does not constitute:

• Financial advice or recommendations
• Legal advice
• Credit repair services
• A substitute for professional consultation

Your financial situation is unique. What works for others may not work for you. Always do your own research and consult qualified professionals before making financial decisions.

3. No Credit Repair Services

CreditBoostTips.com is NOT a credit repair organization as defined by the Credit Repair Organizations Act (CROA). We do not:

• Offer to improve your credit record for a fee
• File disputes on your behalf
• Provide credit repair services
• Guarantee specific results

We provide educational tools and templates that you can use to improve your own credit. The results you achieve depend on your individual circumstances and efforts.

4. Accuracy of Information

We strive to provide accurate, up-to-date information. However:

• Credit laws and regulations change frequently
• Financial product terms may change without notice
• Information may become outdated
• We may make errors despite our best efforts

We make no warranties about the completeness, reliability, or accuracy of information on this Site. Any reliance you place on such information is strictly at your own risk.

5. Interactive Tools

Our interactive tools (calculators, letter generators, simulators) are provided for educational purposes. These tools:

• Provide estimates and general guidance only
• Cannot guarantee specific outcomes
• Should not replace professional advice
• Run entirely in your browser (we don't store your data)

6. Affiliate Relationships

This Site contains affiliate links. When you click these links and make purchases or sign up for services, we may earn commissions. This does not affect the price you pay.

Our affiliate relationships do not influence our editorial content. We only recommend products we believe provide value. See our Affiliate Disclosure for details.

7. Third-Party Links

This Site contains links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Visiting third-party sites is at your own risk.

8. Intellectual Property

All content on this Site, including text, graphics, logos, and tools, is the property of CreditBoostTips.com or its content suppliers and is protected by copyright laws.

You may view and print content for personal, non-commercial use. You may not reproduce, distribute, or create derivative works without our written permission.

9. User Conduct

You agree not to:

• Use the Site for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Interfere with the Site's operation
• Scrape or harvest content without permission
• Misrepresent your identity or affiliation

10. Limitation of Liability

To the fullest extent permitted by law, CreditBoostTips.com and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or inability to use the Site
• Any errors or omissions in content
• Your reliance on information provided
• Any third-party products or services

11. Indemnification

You agree to indemnify and hold harmless CreditBoostTips.com from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.

12. Changes to Terms

We may modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the modified Terms. We encourage you to review this page periodically.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

14. Contact

Questions about these Terms? Contact us at legal@creditboosttips.com.